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Equipment Financing

The right equipment can raise capacity and margins. The wrong financing can lock you into payments that outlast the asset’s useful contribution. We help you fund equipment without draining operating liquidity.

What we finance

Machinery, vehicles, medical or specialty equipment, and other productive assets where lenders can underwrite collateral and business cash flow.

Loan vs lease considerations

Ownership goals, tax treatment preferences, down payment capacity, and how long you expect the equipment to remain productive all influence structure.

How we support the process

We help you define use of proceeds, compare payment scenarios, and package financials so lenders can underwrite quickly.

Frequently Asked Questions

Can startups finance equipment?

Sometimes, depending on sponsor experience, down payment, vendor, and overall credit profile. Early conversations should be realistic about approval odds and structure.

Should I use working capital or equipment financing?

If the need is a specific asset, equipment financing often preserves working capital for operations. Mixing the two without a plan is a common mistake.

Do you work with vendor quotes?

Yes. Clear vendor invoices and specs help lenders move faster and reduce condition delays.

Get Pre-Qualified Today

Share your details and we'll personally review your situation and next best funding path.

Contact Us

Jonathan M. Ponte

President

401-996-9074

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Natalia L. Pontes

Vice President

401-219-2452

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