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Broker Insights

Practical lending guidance from the Small Business Advisors team.

rhode island business brokers

Buying or Selling a Small Business in Rhode Island: What You Need to Know About Financing

Learn how Rhode Island business acquisitions are financed using SBA 7(a), seller notes, and smart deal structure that protects buyer and seller outcomes.

Jonathan M. PonteRead article

small business loan rhode island

How to Qualify for a Small Business Loan in Rhode Island

Learn how to qualify for a small business loan in Rhode Island with credit, revenue, and SBA 7(a) requirements, then get pre-qualified with our team.

Jonathan M. PonteRead article

sba 7a loan

The Complete SBA 7(a) Loan Guide for Small Business Owners (2026)

Get a complete 2026 SBA 7(a) loan guide with rates, limits, uses of funds, timelines, and what lenders look for in a strong application.

Jonathan M. PonteRead article

small business retirement plans ri

Small Business Retirement Plans in Rhode Island: A Guide for Business Owners

Compare SEP IRA, SIMPLE IRA, and Solo 401(k) options for Rhode Island owners and choose a retirement plan that fits your business stage and goals.

Natalia L. PontesRead article

starting a business in rhode island

Starting a Business in Rhode Island: A Practical Financing Checklist

Use this Rhode Island startup financing checklist to evaluate microloans, equipment funding, and working capital options before you launch.

Natalia L. PontesRead article

small business advisors

What Does a Small Business Advisor Do — And Do You Need One?

Learn what a small business advisor does, how broker compensation works, and when using an advisor instead of going direct to a bank makes sense.

Natalia L. PontesRead article

what is a loan broker rhode island

What Is a Loan Broker in Rhode Island? A Practical Guide for Business Owners

Learn what a Rhode Island loan broker does, how SBA lender matching works, and why broker support can improve documentation-heavy loan outcomes.

Natalia L. PontesRead article

how much working capital do i need

Working Capital Calculator Guide: How Much Operating Capital Do You Really Need?

Learn how much working capital you need using a practical calculator framework and compare loan options like lines of credit, short-term loans, and SBA.

Jonathan M. PonteRead article

small business loan application checklist

Small Business Loan Application Checklist

Documents and preparation steps to improve lending outcomes and close faster.

Natalia L. PontesRead article

how much working capital do I need

How Much Working Capital Do I Need?

A practical method for calculating operating runway and borrowing targets.

Jonathan M. PonteRead article

should I use a loan broker

What Is a Loan Broker and Should You Use One?

Understand how brokers source lender options and where they add value in complex deals.

Natalia L. PontesRead article

commercial real estate loan small business

Commercial Real Estate Loan Strategies for Small Business

A framework for owner-occupied purchases, refinance opportunities, and deal preparation.

Jonathan M. PonteRead article

SBA loan vs conventional loan small business

SBA Loan vs Conventional Loan for Small Business Owners

How repayment structure, underwriting, and guarantees differ between SBA and conventional financing.

Natalia L. PontesRead article

SBA 7(a) loan small business

SBA 7(a) Loan Guide: What to Know Before You Apply

A practical overview of SBA 7(a) financing for small business owners nationwide.

Jonathan M. PonteRead article

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Have a financing goal in mind? Submit your details and our team will review your options.

Contact Us

Jonathan M. Ponte

President

401-996-9074

Email

Natalia L. Pontes

Vice President

401-219-2452

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