Practical lending guidance from the Small Business Advisors team.
rhode island business brokers
Buying or Selling a Small Business in Rhode Island: What You Need to Know About Financing
Learn how Rhode Island business acquisitions are financed using SBA 7(a), seller notes, and smart deal structure that protects buyer and seller outcomes.
Jonathan M. PonteRead article small business loan rhode island
How to Qualify for a Small Business Loan in Rhode Island
Learn how to qualify for a small business loan in Rhode Island with credit, revenue, and SBA 7(a) requirements, then get pre-qualified with our team.
Jonathan M. PonteRead article sba 7a loan
The Complete SBA 7(a) Loan Guide for Small Business Owners (2026)
Get a complete 2026 SBA 7(a) loan guide with rates, limits, uses of funds, timelines, and what lenders look for in a strong application.
Jonathan M. PonteRead article small business retirement plans ri
Small Business Retirement Plans in Rhode Island: A Guide for Business Owners
Compare SEP IRA, SIMPLE IRA, and Solo 401(k) options for Rhode Island owners and choose a retirement plan that fits your business stage and goals.
Natalia L. PontesRead article starting a business in rhode island
Starting a Business in Rhode Island: A Practical Financing Checklist
Use this Rhode Island startup financing checklist to evaluate microloans, equipment funding, and working capital options before you launch.
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What Does a Small Business Advisor Do — And Do You Need One?
Learn what a small business advisor does, how broker compensation works, and when using an advisor instead of going direct to a bank makes sense.
Natalia L. PontesRead article what is a loan broker rhode island
What Is a Loan Broker in Rhode Island? A Practical Guide for Business Owners
Learn what a Rhode Island loan broker does, how SBA lender matching works, and why broker support can improve documentation-heavy loan outcomes.
Natalia L. PontesRead article how much working capital do i need
Working Capital Calculator Guide: How Much Operating Capital Do You Really Need?
Learn how much working capital you need using a practical calculator framework and compare loan options like lines of credit, short-term loans, and SBA.
Jonathan M. PonteRead article small business loan application checklist
Small Business Loan Application Checklist
Documents and preparation steps to improve lending outcomes and close faster.
Natalia L. PontesRead article how much working capital do I need
How Much Working Capital Do I Need?
A practical method for calculating operating runway and borrowing targets.
Jonathan M. PonteRead article should I use a loan broker
What Is a Loan Broker and Should You Use One?
Understand how brokers source lender options and where they add value in complex deals.
Natalia L. PontesRead article commercial real estate loan small business
Commercial Real Estate Loan Strategies for Small Business
A framework for owner-occupied purchases, refinance opportunities, and deal preparation.
Jonathan M. PonteRead article SBA loan vs conventional loan small business
SBA Loan vs Conventional Loan for Small Business Owners
How repayment structure, underwriting, and guarantees differ between SBA and conventional financing.
Natalia L. PontesRead article SBA 7(a) loan small business
SBA 7(a) Loan Guide: What to Know Before You Apply
A practical overview of SBA 7(a) financing for small business owners nationwide.
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